About us
Ocean Capital is a small business lender that offers financing to borrowers East of the Mississippi through government guaranteed SBA loans and USDA loans. As a division of a Federal Savings Bank with over $200 million in assets, Ocean Capital has been providing business loans and financing since 1981. We specialize in small-balance commercial loans ranging from $250,000 to $5,000,000, and offer a variety of programs to accommodate most small business owner borrowing needs.
By utilizing SBA and USDA government guaranteed loan programs, we provide financing to borrowers seeking to:
- Refinance their current commercial real estate loans
- Receive cash out for equipment and
expansion purposes - Purchase existing locations
Through us, owners of convenience stores, auto repair shops, used car dealerships and other business types have secured the funding they deserve.
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